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An investment scam usually occurs when someone proposes an opportunity to convert your money into much more. They indicate high returns with little or no risk. The scammer is often very persuasive and appears to be professional. One common tactic is the "Ponzi Scheme". It involves using money from new investors to pay returns to earlier investors. Another type is the "Pump and Dump" scam. Scammers increase a stock's price by spreading positive, false news about it. Once the price has risen, they sell their shares and the stock plummets. Another familiar scheme is advance fee fraud. Scammers promise a substantial return following an initial payment. Once that payment is made, the scammer vanishes with the cash. Scammers use pressure tactics and deadlines to rush victims into decisions. They often use professional-looking websites and documents to seem legitimate. It's a deceiving web of promises, pressure and false information!