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An investment scam is a deceptive practice. It's designed to take your money with the promise of high returns. These scams often appear legitimate and can be hard to spot. They may involve a person or company that isn't licensed to give investment advice. You might receive an unsolicited phone call or email. The scammer will try to convince you to invest in a 'once-in-a-lifetime' opportunity. They'll promise you high returns with little to no risk. But in reality, there's no such thing as a risk-free investment. Once you hand over your money, it's often impossible to get it back. The scammer may disappear or refuse to return your funds. They might even ask for more money, claiming it's needed to release your original investment. So, it's important to do your research before investing. Check the credentials of the person or company offering the investment. And remember, if it sounds too good to be true, it probably is.