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A collection scam is a deceptive practice where fraudsters pose as debt collectors. They target individuals, claiming they owe money for a debt. Often, these scammers use aggressive tactics, such as threats of legal action or damage to credit scores. They are skilled in appearing legitimate. They often have personal information about the targeted individual, like social security numbers. The goal is to intimidate the person into paying a debt that doesn't exist or has already been paid. Common promises made by these scammers include immediate debt relief or a significant reduction in the amount owed. They may also claim to be from a reputable collection agency or a government entity. The tactics they use to deceive include using official-sounding titles, sending fake documents, and manipulating caller ID to appear legitimate.